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    • Home
    • Finance Options
      • Home & Investment Loans
      • First Home Guarantee
      • Family Home Guarantee
      • Property Development
      • Keystart Home Loans
      • First Home Owners Grant
    • Values
    • Process
      • New Home Construction
      • Established Homes
    • Client Portal
    • Calculators
    • Knowledge Centre
    • Contact us
  • Home
  • Finance Options
    • Home & Investment Loans
    • First Home Guarantee
    • Family Home Guarantee
    • Property Development
    • Keystart Home Loans
    • First Home Owners Grant
  • Values
  • Process
    • New Home Construction
    • Established Homes
  • Client Portal
  • Calculators
  • Knowledge Centre
  • Contact us
Formal Finance

First Homeowners Grant

Man stacking coins

The First Home Owners Grant (FHOG) is a government initiative to help first homebuyers into the property market. It’s a genuine, one off grant. Each state manages their own First Homeowners Grant; however there are a number of criteria that you must meet Australia-wide to be eligible. You may qualify for the First Home Owners Grant if you: 


  • Are 18 years or over.
  • Are an Australian citizen or permanent resident.
  • Are intending to live in the home for a continuous period of at least six months within 12 months of settlement.
  • Have never owned a residential property in any state or territory in Australia.
  • Have never received a First Home Buyers Grant from any State or Territory of Australia.



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