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    • Home & Investment Loans
    • First Home Guarantee
    • Family Home Guarantee
    • Property Development
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    • First Home Owners Grant
  • Values
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    • New Home Construction
    • Established Homes
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  • More
    • Home
    • Finance Options
      • Home & Investment Loans
      • First Home Guarantee
      • Family Home Guarantee
      • Property Development
      • Keystart Home Loans
      • First Home Owners Grant
    • Values
    • Process
      • New Home Construction
      • Established Homes
    • Client Portal
    • Calculators
    • Knowledge Centre
    • Contact us
  • Home
  • Finance Options
    • Home & Investment Loans
    • First Home Guarantee
    • Family Home Guarantee
    • Property Development
    • Keystart Home Loans
    • First Home Owners Grant
  • Values
  • Process
    • New Home Construction
    • Established Homes
  • Client Portal
  • Calculators
  • Knowledge Centre
  • Contact us
Formal Finance

Home Loans

man holding a miniature house and keys

Trying to find the best home loan to suit your situation can be overwhelming. At Formal Finance, we have access to over 35 lenders, including the big four banks. Looking at your current situation, we will review and compare a comprehensive range of loans to find the best home loan that meets your needs. Some examples are: 


  • Construction home loans.
  • Fixed rate home loans.
  • Variable rate home loans.
  • Interest only home loans.
  • Guarantor home loans.
  • Government secured home loans (NHFIC).

Investment loans

Property Investment can be a great option for those looking to develop their assets. One of the most important factors with investment loans is the way they are structured to ensure you can maximize the property's: 


  • Growth.
  • Rental income.
  • Gearing.


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