Construction Loans

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Building a new home, investment property or development can be an exciting opportunity, but construction finance works differently from a standard home loan. At Formal Finance, we help make the process simple by finding competitive construction loan options suited to your project and financial situation.

Construction loans typically provide funds progressively throughout the build, with payments made to your builder at key stages of construction. We can guide you through the process from pre-approval and lender selection through to settlement and the final stage of your build.

Whether you're building your first home, upgrading to your dream home, investing, or undertaking a larger development, our experienced team can help you explore flexible finance options from a wide range of lenders.